Efecty is an alternative payment method provided by PAYRETAILERS exclusive to Colombia, which allows payments to be made through a bank account, without the need to use a credit card.

Using this payment method, the user will be redirected to the payment page of the bank previously selected, where he/she must enter his/her bank credentials to access the account from which he/she wishes to make the payment. This method is only available for PAYRETAILERS type services.

Redirection integration

The redirection method requires the user to be present at the time of payment, which must be processed through a browser. First we must generate a payment order indicating the following required fields on the user to avoid the user having to fill them in at a later step.

  "extra_data": {
      "checkout": {
          "uuid": "C42043F9-B77C-4918-BD43-86C526B4F24D"
      },
      "profile": {
          "first_name": "John",
          "last_name": "Doe",
          "email": "johndoe@gmail.com",
          "document_identification_number": "92309089",
          "phone": {
              "number": "02614235138",
              "prefix": "54"
          }
      },
      "billing_address": {
          "city": "Castellon",
          "country": "COL",
          "address1": "Avinguda del Mar 23",
          "zip_code": "12000",
          "state_code": "CT"
      }
  }

The integration process is similar to the redirect payment letter, but in this case the token will be added to this other base URL:

/payment/{token}?apm=EFECTY